Providing Used Car Finance Since 1970

We have been helping New Zealanders get what they need for over 50 years by offering used car finance options that take our customers’ other monetary obligations into account. Advantages include:

• A range of interest rates and financing terms.
• Repayments that suit your budget.
• Full disclosure of repayment calculations.
• Enabling you to use your trade as the deposit.
• Quick, easy online applications whenever you want.

We evaluate your circumstances to find a solution if you don’t have a deposit or trade.

Car Loans

Are you in business? If so, you may claim GST on your vehicle purchase price at the start of the loan. We will record the vehicle as an asset on your balance sheet so you can claim depreciation. We offer our clients a variety of ways to buy a used car on finance, including:

• Tailored repayments with weekly, fortnightly, or monthly instalments that suit your income.
• Custom loan terms to suit your budget – the longer the time, the lower your repayments.
• We’ll give you the best possible interest rate based on your profile.

Finance Lease

Leasing is a cost-effective way to use a vehicle without the responsibility of ownership. Vehicle leasing is a convenient option if you use your vehicle for business, plan to use the car for a fixed period or prefer to upgrade regularly. Leasing benefits include:

• A lease term of 46 to 48 months.
• Fixed payments for the entire duration of the lease.
• Business customers may be able to claim GST.
• A long-term lease with the option to buy.

Cost of Borrowing and Standard Terms

See cost of borrowing for information about standard form contract terms, interest rates and fees when financing with MTF Finance.

Standard Terms

Visit the following pages for detailed information about our standard terms:

• Credit contract loan rules and information (from 30 Nov 2020)
• Credit contract standard terms (where contract is assigned to MTF Finance/TEL)
• Credit contract standard terms (where contract is assigned to OFL)
• Finance lease standard terms

Why Choose Motor Import Group?

We offer quick, easy, competitive vehicle financing through Motor Import Group and work hard to make your vehicle buying experience as hassle-free as possible. We can customise a second-hand car finance package that you are entirely comfortable with because it suits your budget and lifestyle.

Motor Import Group is committed to responsible lending. We are here to collaborate with you to ensure you make an informed decision, whatever your current situation. Helping you find the right vehicle finance package is our priority. We will ensure it fits within your budget and our finance provider’s lending requirements. We understand your circumstances and are here to help, whether you are self-employed or working nine to five.

We advertise finance repayments with each of our vehicles. These examples provide information such as how we calculate your repayments – including the interest rate, deposit, term, and total amount payable over the designated period. You can select term and deposit to see the updated information. Buy a used car on finance and reap the benefits Motor Import Group provides.

Car Finance Protection

As to used car finance, we understand that we must also help protect you if the worst happens. A full range of insurance options is available to review, purchase, supplement vehicle loan selections, and protect against the unexpected.